In case you missed Part 1:
In case you missed Part 2:
In “Dangers of the Internet Part 1”, the article focused on the dangers of the internet that were based on scams any person can encounter based on fraud schemes, such as Spam, and Technical Support Scam. The following article “Dangers of the Internet Part 2”, talked about the dangers of harassment online, and the damage they inflict on any victim, those being Catfishing, and Cyber Bullying. This third and final article will talk about one of the biggest dangers that people may face when navigating online, that being Identity Theft.
Identity Theft is the use of someone else’s identity, usually as a method to gain a financial advantage or obtain credit and other benefits in the other person’s name, which leads to the other person’s disadvantage or loss. It occurs when someone uses another’s personally identifying information, like their name, identifying number, or credit card number, without their permission, to commit fraud or other crimes. The person whose identity was taken from can have very serious consequences done to their name due to the actions that someone else did, without that person receiving any consequences.
Many people believe that the cause of Identity Theft relates to Data Breaching of someone’s personal information. However, the link between Data Breaches and Identity Theft right now is blurry, because the victims often don’t know how their personal information was obtained. And Identity Theft cannot be easily spotted by the victim. A study by Carnegie Mellon University noted that “Most often, the causes of identity theft is not known,” meaning that there is both no clear way to determine the causes of Identity Theft, but there is no way to know when your identity has been taken. However, the same study concluded that “the probability of becoming a victim to identity theft as a result of a data breach is around only 2%”. This means that it is very rare for this to happen to you personally.
Identity theft is a serious problem in the United States. In a 2018 study, it was reported that 60 million identities had been wrongfully acquired. To avoid any situation like this you have to learn of some indicators that your identity may have been acquired. Some indicators are: If your credit card charges for goods or services you are not aware of, including unauthorized withdrawals from your account; if you receive calls from credit or debit card fraud control department warning of possible suspicious activity on your credit card account; and if you receive bills for services not arriving on time this may also be an indication that your mail was stolen or redirected. If you see any of these indications, act quickly as you never know how long your personal information has been in the hands of a stranger.
Identity Theft is a serious issue, and many families quickly collapse because of their personal information being stolen, so be careful in how you manage and control your information for your sake.
Categories: Student Interest